1. Terry G on September 29, 2022 at 8:37 pm

    I’m a new gun owner and so this might be a dumb question, but since it’s called "concealed carry" insurance does it also cover you if you’re open carrying?

  2. We duh people on September 29, 2022 at 8:46 pm

    Was thinking we should have body cams which if you legally draw and fire your defensive weapon could record it in our favor if it’s not legal it will also be evidence against you. I ended up getting CCW safe Ultimate insurance which pays everything up front.

  3. RaiderKev on September 29, 2022 at 8:47 pm

    Correction: #ccwsafe does offer payment plans

  4. W D on September 29, 2022 at 9:10 pm

    Great video!! Ccwsafe wasn’t on my radar until watching your video. I like what I’ve read about them so far, I plan on making a choice on coverage soon.

  5. Slab Uno on September 29, 2022 at 9:15 pm

    I had to watch this again today it had to many needed topics u touched. Thank u 🙏 can’t wait on the next one

  6. Martin Morris on September 29, 2022 at 9:21 pm

    I did research on this USCCA will sue you for money spent on case of you are convicted or take a plea deal. Also they dropped a womens coverage during her case they made there own decision that her killing her ex was not justified which is not stated in policy they can do that. Based off that I think I will go with CCW Safe. Which also has the most coverage for court cost.

  7. Mike N on September 29, 2022 at 9:28 pm

    In the spirit of accuracy, USCCA does not offer 3 levels of coverage, they offer 3 levels of training material. The coverage is identical for all 3 tiers. And don’t lose your case or they’ll come looking for reimbursement. No thanks.

  8. Legion Elite on September 29, 2022 at 9:29 pm

    The USCCA is great for their training videos and real life training scenarios. The legal advice they give is top notch imo also but as far as defending your 2a rights, look for something else like CCW SAFE.

    REMEMBER! You are responsible and are guilty until proven innocent! Educate yourself, go shoot, go train and know your gun laws or possibly face many years behind bars.

  9. Clifford schaffer on September 29, 2022 at 9:35 pm

    I spent years in Property and Casualty insurance in sales, underwriting, and adjusting. These policies are perhaps the worst I have ever seen for the consumer. Awful. The policies are a lawyer’s lesson in how to not pay anything.

    How do you tell what is a good insurance company and what is a bad one?
    Start with their AM Best rating and their loss ratio.
    Their AM Best rating is the FICO score for insurance companies — their credit rating. If you have a good credit rating, you usually want people to know it when you are asking them for money. NONE of these companies are rated by AM Best.

    If they had an AM Best rating, you could look at their loss ratio. The "loss ratio" is the amount of money they pay out in claims for every dollar of premium received. The standard loss ratio is about two-thirds. For every dollar they collect, they will pay out 67 cents in claims and 33 cents in administrative costs.
    If the loss ratio is less than two-thirds, then the insured is getting hosed.
    If none of these companies have an AM Best rating or will tell you their loss ratio, it is because they don’t want you to know.

    The way the policy is written, the chances are that you will never qualify for a claim, no matter what.
    Go see a homeowners or renters agent from any major insurance company and ask them to compare this policy with standard umbrella GL. Anyone who does that will never buy this stuff.